Start saving up your paycheck for these three stand-alone pieces. Different styles and designers for sure, but who wants to be predictable? Here are two rings and a sweater to match your mood. Keep ‘em on their toes, girlfriend.

A cozy, slouchy fancy designer maxi-cardigan is an indulgence for sure, but this Stella McCartney stone-colored sweater made of heavy cotton mixes nautical with High Street. The white twill tape forms a cool hipster crucifix in the back, while the toggle-type closures look slick open or loose. Throw it on over cargo pants for a mad dash through the airport, or toss on over your fanciest black trousers. Either way, the $1345 knit is a knockout.

Jill Platner is a surfer, sculptor and one of the hottest jewelry designers around these day. Lenny Kravitz proudly loops one of her black corded chokers around his neck, and Mandy Moore stacks rows of the organic bracelets up and down her arm — each one a sculptural masterpiece. Jill’s pieces are not cheap — this dazzling “Sprout” bracelet runs $815, but the cord is made of gortex and the silver is all but bullet-proof. Wear it while you swim, sleep shower and sprint — just as Jill would herself.

This summer, keep things simple. Wear white, white, white every day and notch it up with this mother-of pearl oversized ring. Its easy, elegant spirit is as seductive as a soft summer night. Pair with a sleek white linen tank dress or jeans and billowy peasant blouse. It’s a stand-alone accessory worth every penny of its $325 price tag.